Everything You Should Know Concerning your Medicare Eligibility
If you have health insurance, you can receive medical treatment from the best doctors and facilities in the business without worrying about the thousands of dollars it costs. But in as much as health insurance is important and beneficial in several ways like having access to lower prescription costs, more than twenty-eight million people in the country are not insured. When you don’t have health insurance, you don’t enjoy the benefits like lower prescription costs that insured individuals do, leaving you stressed about thousands of dollars. In this article you are going to learn about Medicare and what you need to qualify for it.
The first thing you should know about Medicare is that is a health insurance program created by the federal government with four different parts covering specific things. The first part of this health insurance is known as Medicare part A which covers the cost of hospital stays or the bills incurred in a nursing facility. If you don’t have health insurance and you have to visit a doctor regularly, you know how expensive it can be since you don’t enjoy lower prescription costs either, but Medicare part B is here to help.
Being enrolled in the first two plans of Medicare is very important because it is a requirement for qualification to Medicare Advantage or part C which does not include lower prescription costs. If you require long-term use of medication, you understand the importance of having access to lower prescription costs and Medicare part D helps with that. You now understand why it is important to qualify for Medicare if you don’t have health insurance and why you should check your eligibility.
Regarding the qualifications for Medicare, you become eligible if you are above sixty-five years are enjoying or eligible for social security or Railroad Retirement benefits, or paid into Medicare payroll taxes during your working days. If you are under the age of sixty-five, you may also qualify for Medicare coverage and have access to lower prescription costs but you must meet the qualifications like being eligible for social security for the last two years or you are permanently disabled among other things.
With the numerous benefits of this insurance comes a cost that you are expected to pay which usually vary from one person to another based on different things before you can have lower prescription costs. For those who are long-term medication users, there is a premium to be paid monthly to have access to lower prescription costs, and it is based largely on your income although there are other contributing factors too. Now you know everything there is to know about Medicare including its amazing benefits like access to lower prescription costs and eligibility.
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